The purpose of the ADF is to provide Afghan farmers and agribusiness entrepreneurs with access to credit to support their business ventures. As such, the ADF provides financial products that meet the social and cultural norms of Afghanistan, that are flexible enough to adapt to the specific business cycles and that give opportunities to farmer organizations, which until now did not have access to financial services

SHARIA LENDING

The ADF takes Islamic lending seriously; as such it has a series of financial products based on Fiqh al-Muamalat to fit the specific needs of its clients.

ZAHRA

Zahra, a Sharia compliant financial product line catering specifically to female farmers and agribusiness entrepreneurs who operate medium-scale enterprises individually or in groups.

LOW COST OF CAPITAL

Being through Sharia financial products or Traditional lending, the cost of capital at the ADF is substantially lower than that of traditional lending.

LOAN TERMS AND CONDITIONS

Being an Agricultural Fund, the ADF provides financial products that fit the crop cycle. Thus disbursement and repayment generally follow the agricultural calendar.

 

MAIN OFFICE (KABUL)
Ministry of Agriculture, Irrigation and Livestock (MAIL), Jamal Meena, District# 12,
Kabul-Afghanistan. Phone: +93(0)20 250 48 35/+93(0)790444111
Email: info@adf-af.org/Samiullah_ehsas@adf-af.org

REGIONAL OFFICES 

BALKH
Welayat Street, Bagh-e-Hozur, ACCI Building Mazar-e-Sharif, Balkh, Email: Jawedahmad_khiabani@adf-af.org
Phone: +93(0)799 123 451

 HERAT
Herat Business Center, 4th Floor, Room #203, Herat Afghanistan, Email: Jamshid_karimi@adf-af.org
Phone: +93(0)799 125 458
BAMYAN
Behind Bazar-e-Bamyan, Near Park-e-Sulh of DAIL, Second House, Bamyan, Afghanistan, Email: GhulamHussain_Muhammadi@adf-af.org
Phone: +93(0)791 923 045
 NANGARHAR
House # 1, Street # 5, Rokhan Meena, District 4, Jalalabad City, Nangarhar, Email: MuhammadAminSharifi@adf-af.org
Phone: +93(0)796 148 078

KANDAHAR
Second Square, Aino Mina, ACCI Building, Ground Floor Office # 19,Kandahar City, Kandahar, Email: Mirwaisazizi_afghan@adf-af.org 
Phone: +93(0)797 423 983

Go to top